About Us
Why Choose The Mortgage Pulse?
Haris Naeem
Experience and Honesty
Haris Naeem is an experienced mortgage agent who brings forth knowledge in the industry that is useful to clients who are looking for a solution to their mortgage problems. Haris is a firm believer in having open communication between himself and the client. He works hard to ensure that trust and honesty are established and maintained.
Helping People Get Into Their Dream Home
Haris loves to help people. One of the most satisfying things to witness as a mortgage agent is when clients are happily moving into their dream home or simply helping them find a better rate for a refinance, consolidating debts; whatever the problem may be, Haris finds a way to solve it for you.
Working Around The Clock
Haris is a full time mortgage professional. One of the most important things you should look for in your mortgage broker/agent is their commitment to the work. Working with The Mortgage Pulse will ensure that you are getting a full time professional who is willing to work around the clock to ensure that your deal is done in a timely and professional manner.
Frequently Asked Questions (FAQ)
Click on the question to reveal the answer.
We do not charge you anything at all except in extreme credit cases (for example, if you have previously been bankrupt). Otherwise, let a professional take care of your mortgage pre-approval for you. Quick, easy and free (takes just 90 seconds).
Both your bank representative and our mortgage brokers would be paid a commission on the deal (by the lender – not you). So the real difference is the flexibility and range of options that a mortgage broker can bring you, compared to your bank.
We can even compare your options to what is available at your bank – since we know the mortgage products of every lender in Canada inside out.
This depends on many factors: your downpayment, your credit score, your income and even the property type you are looking to buy. Mortgages are much more complicated than most people realise. That’s why having a professional take care of everything (for free) is so useful.
After filling out our simple, online application form – which should take you around 90 seconds (no long, boring forms) – your information will be passed to a top mortgage professional. They will then assess your circumstances and get in touch regarding your mortgage pre-approval options.
A mortgage broker is an independent professional who works directly for you. We work with over 39 lenders, so we literally have access to thousands of mortgage products – meaning we can pick the right one for you. On the other hand, your bank only serves their own products.
Both your bank representative and our mortgage brokers would be paid a commission on the deal (by the lender – not you). So the real difference is the flexibility and range of options that a mortgage broker can bring you, compared to your bank.
We can even compare your options to what is available at your bank – since we know the mortgage products of every lender in Canada inside out.
Aside from filling out our online application form, not much. We can call, email or text you to discuss your options. We do not even need to meet you in person and take up your valuable time – we use the latest technologies available to process everything.
In addition to this, we can provide home value estimations for properties that you are looking to put an offer on (ask about our ‘Purview technology’).
You should know that we are here to help you every single step of the way along your path to purchasing your home – not just with your mortgage – that’s how our service is different.
More Info
Mortgages Provided by Kismet Mortgage Services Corp. FSRA Lic #: 12911
Agent Lic #: M21000659
Broker Website: www.kismetgroup.ca

